Interest Free Credit
Don't wait to create your dream home. Spread the cost with 0% APR finance and pay nothing extra.
How It Works
Four simple steps to spread the cost of your new furniture.
Shop as Normal
Add items to your basket totalling £500 or more.
Choose Finance
Select your preferred payment plan at checkout.
Quick Application
Complete a short application with Klarna. Instant decision.
Enjoy
Order confirmed and delivered as normal. Payments spread across your term.
Finance Options
| Plan | Min. Order | APR | Deposit |
|---|---|---|---|
| Pay in 3 | £50 | 0% | None |
| 6 months | £500 | 0% | 10% |
| 12 months | £500 | 0% | 10% |
| 24 months | £1,000 | 0% | 10% |
Example: A sofa costing £999 on 12 months — deposit £99.90 (10%), then 12 payments of £74.93. Total payable: £999. Interest: £0.
Eligibility
- You must be 18 or over
- UK resident for at least 3 years
- Have a UK bank account with a debit card
- Be in regular employment, retired, or receiving a pension/disability allowance
Finance is provided by Klarna Bank AB. All applications are subject to status and affordability checks. Gallery Home Furniture Outlet acts as a credit broker, not a lender.
Questions About Finance?
Our team will walk you through the options and help you find the right plan.
Get in Touch →